147 E Lyman Avenue, Suite D & C-1
Winter Park, FL 32789 Mobile 407.697.4226 Tel 689.204.2346 [email protected]
- monday: 8:00AM – 7:00PM
- tuesday: 8:00AM – 7:00PM
- wednesday: 8:00AM – 7:00PM
- thursday: 8:00AM – 7:00PM
- friday: 8:00AM – 7:00PM
- saturday: 8:00AM – 7:00PM
- sunday: 8:00AM – 7:00PM
- Winter Garden, FL
- Ventura, FL

Your Local CrossCountry Mortgage Loan Officer

Terri Hatfield Dull

Senior Loan Officer
Winter Park, FL Mortgage Loan Officer
NMLS # 1616752

I’ll be with you every step of the way

Hello! My name is Terri Hatfield Dull, and I’m a market leader and senior mortgage loan officer at America’s #1 Retail Mortgage Lender. I’m known for being resourceful, warm and committed to helping families turn homeownership into reality. I began my career in 2004, paused briefly and reignited it with purpose in 2017. Since then, I’ve served more than 1,000 families and funded over $300 million in home loans.

Before entering the mortgage world, I was a schoolteacher, which shaped my passion for service, education and community. I specialize in creative, out-of-the-box financing for self-employed borrowers, first-time homebuyers, relocation clients and real estate investors, including down payment assistance, DSCR and commercial loans. I thrive on solving complex scenarios and saying yes when others say no.

Outside of mortgages, I’m a wife, mom and avid world traveler. My goal is to bring heart, strategy and a “whatever it takes” attitude to every loan I touch!

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

By proceeding, I consent by electronic signature to receive calls and SMS text messages from CrossCountry Mortgage, LLC at the phone number I have provided, for any purpose, including loan inquiries, marketing, sales, and informational communications. I understand and agree that these calls and text messages may be made by any means or technology, including an automatic telephone dialing system or other automated system for the selection and dialing of telephone numbers, a prerecorded or artificial voice, or an AI-generated voice. I also understand and agree that my consent to calls and texts from CrossCountry Mortgage, LLC is not required to purchase products from or use the services of CrossCountry Mortgage, LLC, and that I may contact CrossCountry Mortgage, LLC at (877) 351-3400 about its products and services at any time. I understand that I may cancel this consent at any time. Reply STOP to discontinue SMS text messages. For help, reply HELP, call us at 844-940-2272 or email [email protected]. Message and data rates may apply. Message frequency varies. Terms and Conditions and Privacy Policy apply.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

The Fed dropped its benchmark interest rate.

What does this mean for you? Mortgage rates typically move in the same direction, although they aren’t tied directly to the Fed decision.

If you want to buy a home or refinance, understand your mortgage choices with a pre-approval. Getting ready now means you can move quickly when you find the perfect home or the rate that makes a refi work for you.

Get pre-approved for a purchase
Get pre-approved for a refinance
Calculate equity for a cash-out refi

Want to learn more about our expert take on lower rates?

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Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options:

Home loans with as little as 3% down
Temporary buydowns to lower your mortgage rate at the start of your loan
Down payment assistance from national and state programs
Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Not sure if you’re there yet? Take our home readiness quiz now.

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