Hi, I’m Billy, and in the mortgage industry, the most important thing is to communicate effectively. Whether you prefer email, text, or phone calls, my team and I will provide you with direction and answer your questions in the way you prefer. We take pride in explaining loan terms, presenting various options, and having access to dozens of investors across the U.S., ensuring you get the loan that’s right for you. From first-time homebuyers to seasoned investors, we provide great communication and well-presented options so you can make an informed decision.

I began my career in lending shortly after graduating Magna Cum Laude from Cal State Sacramento in 2002. Over the years, I’ve accumulated a wealth of knowledge, and I’ve learned that in the world of lending, the only constant is change. At the Walnut Creek, CA branch of America’s #1 Retail Mortgage Lender, my team and I strive for a smooth process and are dedicated to improving the human spirit through our work. We love what we do, and it shows!