3380 Greystone Way
Valdosta, GA 31605 Mobile 229.834.2452 Tel 229.506.5785 [email protected]
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- Purchase
- Refinance

Your Local CrossCountry Mortgage Loan Officer

Melba McKinnon

Originating Branch Manager
Valdosta, GA Mortgage Loan Officer
NMLS # 153509

I’ll be with you every step of the way

Hi, I’m Melba, based in Valdosta, GA. For over 30 years, I’ve worked with clients to help them choose the right mortgage program for their scenario. For people building their dream homes, I offer a selection of construction loans and experience with the entire process from foundation to rooftop to the closing table. For homebuyers, I’m able to finance an even wider array of products—including conventional, FHA, VA, and USDA loans—to turn homeownership dreams into reality.

My consideration for you doesn’t end after finding a mortgage. From pre-approval to closing and into the future, I’ll always answer your questions and make sure your home loan continues to meet your changing circumstances. As part of America’s #1 Retail Mortgage Lender, I look forward to starting your home financing journey and supporting you every step of the way.

See What I Qualify For

Reviews Test H2 Heading

4.96 83,002 Reviews

4.97 57,522 Reviews

4.89 212,563 Reviews

Melba’s reviews

Leave a Review See more reviews

Guides and resources

My social posts

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

By proceeding, I consent by electronic signature to receive calls and SMS text messages from CrossCountry Mortgage, LLC at the phone number I have provided, for any purpose, including loan inquiries, marketing, sales, and informational communications. I understand and agree that these calls and text messages may be made by any means or technology, including an automatic telephone dialing system or other automated system for the selection and dialing of telephone numbers, a prerecorded or artificial voice, or an AI-generated voice. I also understand and agree that my consent to calls and texts from CrossCountry Mortgage, LLC is not required to purchase products from or use the services of CrossCountry Mortgage, LLC, and that I may contact CrossCountry Mortgage, LLC at (877) 351-3400 about its products and services at any time. I understand that I may cancel this consent at any time. Reply STOP to discontinue SMS text messages. For help, reply HELP, call us at 844-940-2272 or email [email protected]. Message and data rates may apply. Message frequency varies. Terms and Conditions and Privacy Policy apply.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.