750 U.S Highway One
Tequesta, FL 33469 Mobile 561.252.4825 Tel 561.295.2010 [email protected]
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- FHA Loan
- Home Equity
- Investment Property
- Purchase
- Refinance
- Loxahatchee, FL

Your Local CrossCountry Mortgage Loan Officer

Luis Kercado

Loan Officer
Tequesta, FL Mortgage Loan Officer
NMLS # 661857

Serving clients in English and Spanish | Yo hablo español

Hello! My name is Luis, and I have over 20 years of experience covering banking, corresponding and brokerage lending. My extensive financing expertise allows me to share and provide you with the information needed to choose the right loan for your homeownership dreams.

As a dedicated loan officer at the Tequesta, FL branch of America’s #1 Retail Mortgage Lender, I’m here to simplify home financing for you. I’ll walk you through each step of the mortgage process, answer your questions and concerns, and keep you up to date on your loan’s status. From start to finish, you’ll feel confident in closing.

When it comes to finding the right home financing for you, I start by listening. We’ll discuss your options to find the right loan for your goals. I offer a wide range of loans, from conventional and jumbo to FHA and VA. Together, we’ll develop a mortgage plan just for you.

From our first discussion to your closing day, I look forward to providing you with second-to-none communication and customer service.

Let’s Find the Right Loan

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

By proceeding, I consent by electronic signature to receive calls and SMS text messages from CrossCountry Mortgage, LLC at the phone number I have provided, for any purpose, including loan inquiries, marketing, sales, and informational communications. I understand and agree that these calls and text messages may be made by any means or technology, including an automatic telephone dialing system or other automated system for the selection and dialing of telephone numbers, a prerecorded or artificial voice, or an AI-generated voice. I also understand and agree that my consent to calls and texts from CrossCountry Mortgage, LLC is not required to purchase products from or use the services of CrossCountry Mortgage, LLC, and that I may contact CrossCountry Mortgage, LLC at (877) 351-3400 about its products and services at any time. I understand that I may cancel this consent at any time. Reply STOP to discontinue SMS text messages. For help, reply HELP, call us at 844-940-2272 or email [email protected]. Message and data rates may apply. Message frequency varies. Terms and Conditions and Privacy Policy apply.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A woman in her home office is excited to learn about down payment assistance options.

A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Hispanic mother and her two children preparing a meal in the kitchen.

Down Payment Assistance

Turn years from now into today

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash.

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply.

We make home happen. Contact me today to see which option is best for you.

Learn more

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options:

Home loans with as little as 3% down
Temporary buydowns to lower your mortgage rate at the start of your loan
Down payment assistance from national and state programs
Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership. Let’s discuss your options today.

Contact me

Pase de presentar una solicitud a ser propietario de una vivienda, todo en español

Su idioma. Su proceso.

Me complace ofrecer herramientas para brindar a los compradores de vivienda de habla hispana un proceso más fácil y personal:

La solicitud de hipoteca de CCM en español le permite dar el primer paso hacia ser propietario de una vivienda en su idioma preferido.
Nuestra herramienta de recursos lingüísticos está disponible después de presentar la solicitud junto con materiales educativos en español y documentos de cierre que lo guiarán a su vivienda.

No obstante, las herramientas no son nada sin una conexión personal. Hablo español y quisiera brindar orientación especializada y ofrecer mi tiempo para responder sus preguntas en cada paso de su proceso para convertirse en propietario de una vivienda.

Comuníquese conmigo