14455 N Hayden Rd Suite 103
Scottsdale, AZ 85260 Mobile 480.703.1696 Tel 480.571.2634 [email protected]
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM

Your Local CrossCountry Mortgage Loan Officer

Kelly Bardet

Senior Loan Officer
Scottsdale, AZ Mortgage Loan Officer
NMLS # 1621324

I’ll be with you every step of the way

My name is Kelly Bardet and I’m a strategic loan officer serving the people of Arizona. In 2017, I decided to join the mortgage industry because I wanted a career that felt new and exciting to me. As a loan officer, I get to help borrowers find loan products that align with both their financial situation and lifestyle.

Mortgages can seem confusing and complex, and that’s why I’m here. I specialize in a variety of mortgages, including first-time homebuyers, investors, Non-QM, conventional, FHA, USDA and VA loans. I want you to pay the lowest amount you can for your mortgage. I’m here to be honest, accessible and educational. Backed by America’s #1 Mortgage Retail Lender, I can provide prices and products you can’t find anywhere else.

When I’m not working, I enjoy being outdoors and doing sports-related activities!

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

By proceeding, I consent by electronic signature to receive calls and SMS text messages from CrossCountry Mortgage, LLC at the phone number I have provided, for any purpose, including loan inquiries, marketing, sales, and informational communications. I understand and agree that these calls and text messages may be made by any means or technology, including an automatic telephone dialing system or other automated system for the selection and dialing of telephone numbers, a prerecorded or artificial voice, or an AI-generated voice. I also understand and agree that my consent to calls and texts from CrossCountry Mortgage, LLC is not required to purchase products from or use the services of CrossCountry Mortgage, LLC, and that I may contact CrossCountry Mortgage, LLC at (877) 351-3400 about its products and services at any time. I understand that I may cancel this consent at any time. Reply STOP to discontinue SMS text messages. For help, reply HELP, call us at 844-940-2272 or email [email protected]. Message and data rates may apply. Message frequency varies. Terms and Conditions and Privacy Policy apply.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

The Fed dropped its benchmark interest rate.

What does this mean for you? Mortgage rates typically move in the same direction, although they aren’t tied directly to the Fed decision.

If you want to buy a home or refinance, understand your mortgage choices with a pre-approval. Getting ready now means you can move quickly when you find the perfect home or the rate that makes a refi work for you.