14861 North Scottsdale Road, Suite 105
Scottsdale, AZ 85254 Mobile 623.255.9406 [email protected]
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- Conventional Loan
- Down Payment Assistance
- First-Time Homebuyers
- Purchase
- Renovation Loan
- Arcadia, AZ
- Buckeye, AZ
- Mesa, AZ
- Scottsdale, AZ
- Peoria, AZ
- Chandler, AZ
- Phoenix, AZ

Your Local CrossCountry Mortgage Loan Officer

Edrise Bayo

Loan Officer
Scottsdale, AZ Mortgage Loan Officer
NMLS # 2718591

I’ll be with you every step of the way

Hello! My name is Edrise Bayo, and I’m a loan officer at our Scottsdale, AZ branch. I joined the mortgage industry in February 2025 after meeting a family who believed in me and my ability to provide detailed service to others and their families. With personal service and the support of America’s #1 Retail Mortgage Lender, I’ll help you find the right mortgage solution.

I specialize in creative, solution-based financing, offering a wide range of loan programs that include:

VA
FHA
ITIN
Conventional
Bank statement
Down payment assistance
First-time homebuyer

As a loan officer, I care about every conversation, providing detailed attention and support to your goals and preferences. Plus, my team’s expertise supports personalized home financing to help you achieve your homeownership goals.

On a personal note, I’m an athlete, which translates to my competitive nature, always wanting to give the best possible experience with clear communication and an on-time closing!

See What I Qualify For

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

By proceeding, I consent by electronic signature to receive calls and SMS text messages from CrossCountry Mortgage, LLC at the phone number I have provided, for any purpose, including loan inquiries, marketing, sales, and informational communications. I understand and agree that these calls and text messages may be made by any means or technology, including an automatic telephone dialing system or other automated system for the selection and dialing of telephone numbers, a prerecorded or artificial voice, or an AI-generated voice. I also understand and agree that my consent to calls and texts from CrossCountry Mortgage, LLC is not required to purchase products from or use the services of CrossCountry Mortgage, LLC, and that I may contact CrossCountry Mortgage, LLC at (877) 351-3400 about its products and services at any time. I understand that I may cancel this consent at any time. Reply STOP to discontinue SMS text messages. For help, reply HELP, call us at 844-940-2272 or email [email protected]. Message and data rates may apply. Message frequency varies. Terms and Conditions and Privacy Policy apply.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Women sits at kitchen table and researching options to help her purchase a home instead of renting one.

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options:

Home loans with as little as 3% down
Temporary buydowns to lower your mortgage rate at the start of your loan
Down payment assistance from national and state programs
Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership. Let’s discuss your options today.

Contact me

Move On From Renting

Buying a home doesn’t seem easy, but that shouldn’t stop you from enjoying the benefits of homeownership! I’ll provide solutions to help you own your very own home.

Not sure you’re financially ready?

We’ll make a plan that fits your budget.

Think iffy credit will hold you back?

I’ve got options with flexible requirements.

Unsure about high rates, down payments, or closing costs?

We’ll find ways to save.

Don’t wait – let’s start the process so you can make your big move.

Contact me