Skip to content
Michael Upton photo

Your Local CrossCountry Mortgage Loan Officer

Michael Upton

  • Outside Loan Originator
  • Scottsdale, AZ Mortgage Loan Officer
  • NMLS # 2766688
Apply Now See What I Qualify For

I’ll be with you every step of the way

Michael Upton: Disciplined. Driven. Dedicated.

I bring a unique blend of leadership, resilience and mentorship forged through years of service in the U.S. Army and honed over two decades as a teacher and coach. This foundation has shaped a powerful, transferable skill set that I now apply as a loan officer — guiding clients through home financing with clarity, confidence and care at America’s #1 Retail Mortgage Lender.

My approach is rooted in core values that define both my professional and personal life:

  • Integrity
  • Discipline
  • Teamwork
  • Problem Solving
  • Communication

Beyond the office, I’m deeply committed to my family and community. My wife Brittany and I are proud parents to Oliver (12) and Hayes (11). I’m also a father to two adult children, Caden and Sydney. Coaching youth basketball, baseball and football allows me to mentor the next generation. For personal balance, I turn to the outdoors, whether fishing for walleye on North Dakota’s lakes or hunting in the field.

See What I Qualify For

Michael’s reviews

Leave a Review See more testimonials

My social posts

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Inspiration for your home loan journey

View All

Testing Sale Pending Image crop

Learn More

What Are Conforming Loan Limits?

Learn More

Young People Are Struggling to Buy Homes — But Some States Tell a Different Story

Learn More

Frequently asked questions

I’d love to hear from you.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    By proceeding, I am consenting to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to be contacted by CrossCountry Mortgage or its agents on a recurring basis at the phone number and/or email address I provided regarding products or services via live, automated or prerecorded phone calls, SMS (text messages) or email. I understand that my telephone company may impose charges on me for these contacts, and that I am not required to sign this agreement as a condition of purchase of property, goods, or services. I understand that I may cancel this consent at any time. Reply STOP to cancel, HELP for help. Msg & data rates may apply. Msg freq. varies. Terms and Conditions/Privacy Policy apply.