I’m Jo-Ann Temple, a loan officer with CrossCountry Mortgage, serving clients throughout the Lehigh Valley and across Pennsylvania. I’m passionate about helping homebuyers, homeowners and real estate investors navigate the mortgage process with clarity, confidence and a strategy tailored to their goals.

I take a personalized, education-driven approach, making sure clients understand their options and feel comfortable with every decision. No two borrowers are the same, and the right loan should support both short-term goals and long-term plans.

Through CCM, I offer a broad range of loan solutions, including conventional, FHA, VA and USDA loans, along with alternative and non-traditional products that can make homeownership and investment opportunities possible when traditional guidelines fall short.

Backed by the resources of America’s #1 Retail Mortgage Lender, I’m able to provide competitive options while delivering the personalized service of a local loan officer.