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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Your Local CrossCountry Mortgage Loan Officer
Spencer Penrod
- Outside Loan Originator
- Pleasant Grove, UT Mortgage Loan Officer
- NMLS # 2813809
I’ll be with you every step of the way
Hello! My name is Spencer Penrod, and I’m a loan officer dedicated to helping homebuyers and homeowners achieve their goals with support from America’s #1 Retail Mortgage Lender.
I enjoy helping people purchase homes, especially those with complex income situations. I specialize in self-employed borrowers, entrepreneurs, jumbo loans, investment properties and bridge financing.
My background in underwriting and processing alternative documentation loans allows me to ask the right questions upfront and help ensure a smooth loan process. Clients and referral partners appreciate my attention to detail, proactive communication and commitment to keeping everyone informed every step of the way.
Outside of work, I enjoy exploring the Utah mountains with my wife and two daughters, reading, biking and family movie nights. Giving back to the community is important to our family, and we regularly support local charities and service projects.
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.