4 Summit Ave, Suite 2
Niles, OH 44446 Mobile 330.590.7483 Tel 330.259.7638 [email protected]
- monday: 8:00AM – 10:00PM
- tuesday: 8:00AM – 10:00PM
- wednesday: 8:00AM – 10:00PM
- thursday: 8:00AM – 10:00PM
- friday: 8:00AM – 10:00PM
- saturday: 8:00AM – 10:00PM
- sunday: 8:00AM – 10:00PM

Your Local CrossCountry Mortgage Loan Officer

Adam Penney

Loan Originator
Niles, OH Mortgage Loan Officer
NMLS # 1937816

I’ll be with you every step of the way

Hi, I’m Adam, and since 2020, my mission has been to build lifelong relationships with my clients. Through top-tier borrower support, I’ve earned trusted referral partners and multi-service business recommendations. I provide 24/7 service and am always just a call away. You’ll have access to my direct cell phone for quick answers to your questions, updates on your loan, and clear communication. From application to closing, I’ll guide you every step of the way.

Whether you’re buying your first home, next home, or refinancing, I offer a variety of loan programs to fit your goals. I specialize in conventional, USDA, FHA, VA, and refinance loans. We’ll discuss your options and find the best solution for your needs. Backed by the resources of America’s #1 Retail Mortgage Lender, I look forward to starting your home financing journey with our Cleveland, OH team.

See What I Qualify For

Reviews Test H2 Heading

4.96 89,237 Reviews

4.97 59,570 Reviews

4.89 222,533 Reviews

Adam’s reviews

Leave a Review See more reviews

Our Team

Guides and resources

My social posts

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

By proceeding, I consent by electronic signature to receive calls and SMS text messages from CrossCountry Mortgage, LLC at the phone number I have provided, for any purpose, including loan inquiries, marketing, sales, and informational communications. I understand and agree that these calls and text messages may be made by any means or technology, including an automatic telephone dialing system or other automated system for the selection and dialing of telephone numbers, a prerecorded or artificial voice, or an AI-generated voice. I also understand and agree that my consent to calls and texts from CrossCountry Mortgage, LLC is not required to purchase products from or use the services of CrossCountry Mortgage, LLC, and that I may contact CrossCountry Mortgage, LLC at (877) 351-3400 about its products and services at any time. I understand that I may cancel this consent at any time. Reply STOP to discontinue SMS text messages. For help, reply HELP, call us at 844-940-2272 or email [email protected]. Message and data rates may apply. Message frequency varies. Terms and Conditions and Privacy Policy apply.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

The Fed dropped its benchmark interest rate.

What does this mean for you? Mortgage rates typically move in the same direction, although they aren’t tied directly to the Fed decision.

If you want to buy a home or refinance, understand your mortgage choices with a pre-approval. Getting ready now means you can move quickly when you find the perfect home or the rate that makes a refi work for you.