Hello! My name is Joe. I’ve worked at several of the nation’s largest banks and wealth management firms. Today, I’m Senior Vice President of Lending at the Newport Beach, CA branch of America’s #1 Retail Mortgage Lender. With 20 years of experience in the mortgage industry, I specialize in helping clients secure financing through jumbo and Non-QM (Non-Qualified Mortgage) loan solutions. I work closely with self-employed borrowers, high-net-worth individuals, real estate investors and those with unique income situations who may not meet traditional underwriting guidelines.

My expertise includes navigating intricate loan structures such as bank statement programs, asset depletion loans, DSCR investor products and interest-only jumbo loans. I pride myself on delivering creative, personalized solutions with speed, transparency and a expertise. Whether you’re purchasing a luxury home, refinancing a high-value property or exploring flexible financing options, l’ m here to guide you.