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Your Local CrossCountry Mortgage Loan Officer

Joe Magallanes

  • Senior Vice President of Lending
  • Newport Beach, CA Mortgage Loan Officer
  • NMLS # 491678
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Hello! My name is Joe. I’ve worked at several of the nation’s largest banks and wealth management firms. Today, I’m Senior Vice President of Lending at the Newport Beach, CA branch of America’s #1 Retail Mortgage Lender. With 20 years of experience in the mortgage industry, I specialize in helping clients secure financing through jumbo and Non-QM (Non-Qualified Mortgage) loan solutions. I work closely with self-employed borrowers, high-net-worth individuals, real estate investors and those with unique income situations who may not meet traditional underwriting guidelines.

My expertise includes navigating intricate loan structures such as bank statement programs, asset depletion loans, DSCR investor products and interest-only jumbo loans. I pride myself on delivering creative, personalized solutions with speed, transparency and a expertise. Whether you’re purchasing a luxury home, refinancing a high-value property or exploring flexible financing options, l’ m here to guide you.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

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This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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