Articles
Conventional Loan Requirements 2025
Unlock the path to homeownership with 2024 conventional loan requirements. Discover qualifications, credit scores and more to make a home purchase or refinance.
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Can You Buy a House with No Money Down?
Looking to buy a home and have no money for down payment? Find out how you can get a mortgage with no money down and what loan options you have.
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What Is a Construction Loan?
Discover the ins and outs of a home construction loans. Learn about loan types, the application process, fund disbursement, and managing your finances.
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USDA Loan Requirements 2024
Discover USDA Loan Requirements for 2024. Learn how USDA loans facilitate rural homeownership with no down payment and flexible terms. Unlock homeownership now!
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Adjustable-Rate vs. Fixed-Rate Mortgage
Learn the difference between adjustable-rate (ARM) VS. fixed rate mortgage when shopping for home loans and decide which is better for your homebuying journey.
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FHA Loan Requirements 2025
Does your financial history prohibit you from qualifying for a conventional mortgage? If so, you may still qualify for a loan backed by the Federal Housing Administration (FHA). FHA loan requirements are generally much looser than other mortgage programs. Do you qualify for an FHA loan? Learn more about what to expect from the FHA loan program and how to apply.
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First-Time Homebuyer Budgeting Strategies
Discover budgeting strategies for first-time homebuyers. Assess finances, determine affordability, and explore mortgage options for your home purchase journey.
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Down Payment: How Much Do You Need for a House?
Are you ready to make the move? For many Americans, getting ready to buy a house is an exciting time you should enjoy. And often, your next step involves coming up with the down payment.
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Fannie Mae’s 5% Down Payment for Multi-Family Homes
Discover Fannie Mae’s 5% down payment loan for multi-family homes. Learn program benefits and qualifications needed for homebuyers to start building home equity.
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What Is a 2-1 Buydown?
Looking to lower your monthly mortgage payment when buying a home? Consider a 2-1 buydown program. When mortgage interest rates fluctuate, temporary mortgage buydowns could be beneficial for homebuyers. With a 2-1 buydown, borrowers can get reduced mortgage payments for the first two years of their loan, after which payments return to the regular rate in the third year. In this article, we’ll delve into the details of 2-1 buydowns, including how they work, their advantages, and their potential drawbacks, helping you make an informed decision when buying a home.
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