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Your Local CrossCountry Mortgage Loan Officer

Michael Harrington

  • VP, Branch Manager
  • Katy, TX Mortgage Loan Officer
  • NMLS #227958

#1 loan officer in Katy, TX – CrossCountry Mortgage

Hello! My name is Michael Harrington. With over 30 years of mortgage experience, I’ve built a reputation as the #1 loan officer in Katy, TX by combining production excellence with unmatched service.

Awards & Career Highlights

  • Scotsman Guide Top Originator
  • Loan Officer of the Year by Houston Magazine, 2021 & 2022
  • Houston Agent Magazine “Who’s Who”, 2019
  • Featured 9 times on Fox News Mortgage Minute
  • Perfect 5-star Google reviews & outstanding Experience.com ratings
  • CrossCountry Mortgage’s top producer in the Houston area

My clients benefit from both my personal expertise and the strength of America’s #1 Retail Mortgage Lender. I work personally with every client, ensuring each borrower receives hands-on guidance, clear communication and custom loan strategies. Whether you’re a first-time homebuyer, move-up buyer or investor, I look forward to delivering a simple process and smooth closing.

Michael’s testimonials

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

Inspiration for your home loan journey

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Down Payment: How Much Do You Need for a House?

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Exterior of a ranch style home whose mortgage is going through a refinance.

When to Refinance a Mortgage

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Frequently asked questions

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