I’m Heather, a seasoned mortgage professional proudly serving Florida, Georgia, Tennessee and Virginia as part of America’s #1 Retail Mortgage Lender. Born in Georgia and raised in South Florida’s Key Biscayne, I’ve spent over 30 years navigating changing real estate markets and helping clients make informed financing decisions. In 2022, I was named to Mortgage Professional America’s Elite Woman list, recognizing my commitment to service, expertise and client advocacy.

Throughout my career, I’ve worked with first-time homebuyers, luxury purchasers, investors, retirees and homeowners restructuring their loans. My mission is simple: make the mortgage process clear, stress-free and tailored to your goals. I take a hands-on approach, explain options in plain language, compare costs transparently and provide smart mortgage strategies.

If you’re buying, refinancing or want to use your home equity, I’d love to connect. Let’s discuss your goals and create a plan that supports your next chapter.