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Your Local CrossCountry Mortgage Loan Officer

Judy Lewis

  • Branch Manager
  • New Smyrna Beach, FL Mortgage Loan Officer
  • NMLS # 242136
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I’ll be with you every step of the way

Hi, I’m Judy, and with over 40 years in home financing, my knowledge of mortgage programs and guidelines is at the top of the industry. I’m known for being very thorough and coming up with creative financing structures for buyers that suit their needs here in Daytona Beach, FL. Whether you’re a first-time homebuyer, refinancing, or purchasing an investment property, I’m here to help guide you through the process.

My experience and focus on providing excellent customer service sets me apart from my competitors. From pre-approval to closing and into the future, know I’ll always answer your questions and make sure your home loan continues to meet your changing circumstances. Working with America’s #1 Retail Mortgage Lender, I’m committed to making your home financing experience as smooth and stress-free as possible. I look forward to being part of your home financing journey.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.
Women sits at kitchen table and researching options to help her purchase a home instead of renting one.

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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Move On From Renting

Buying a home doesn’t seem easy, but that shouldn’t stop you from enjoying the benefits of homeownership! I’ll provide solutions to help you own your very own home. 

Not sure you’re financially ready?  

We’ll make a plan that fits your budget. 

Think iffy credit will hold you back?  

I’ve got options with flexible requirements. 

Unsure about high rates, down payments, or closing costs? 

We’ll find ways to save.  

Don’t wait – let’s start the process so you can make your big move. 

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Inspiration for your home loan journey

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Frequently asked questions

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