2160 Superior Avenue
Cleveland, OH 44114 Mobile 949.877.2942 [email protected]
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- Del Mar, CA
- Pacific Beach, CA
- Corona Del Mar, CA
- Laguna Beach, CA
- Dana Point, CA
- Menlo Park, CA
- Monterey, CA

Your Local CrossCountry Mortgage Loan Officer

Joseph Barrantes

Senior Loan Officer
Cleveland, OH Mortgage Loan Officer
NMLS # 2426387

California’s #1 Retail Mortgage Lender

Hello! My name is Joseph Barrantes, and I’m a loan officer licensed in California and Ohio with a strong background in insurance, client advisory services and financial solutions. As an experienced business owner and insurance professional, I bring a consultative, detail-oriented approach to help clients navigate the mortgage process with confidence.

With years of experience serving clients, I’m known for my work ethic, responsiveness and problem-solving mindset. My background in insurance and risk management allows me to look beyond the loan itself and help clients think strategically about long-term financial planning. My goal is to help every client find the right mortgage solution for their unique goals while delivering exceptional service every step of the way.

I specialize in building lasting relationships with my clients. Whether assisting first-time homebuyers, self-employed borrowers or investors, I’m committed to providing a smooth financing experience with America’s #1 Retail Mortgage Lender.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

By proceeding, I consent by electronic signature to receive calls and SMS text messages from CrossCountry Mortgage, LLC at the phone number I have provided, for any purpose, including loan inquiries, marketing, sales, and informational communications. I understand and agree that these calls and text messages may be made by any means or technology, including an automatic telephone dialing system or other automated system for the selection and dialing of telephone numbers, a prerecorded or artificial voice, or an AI-generated voice. I also understand and agree that my consent to calls and texts from CrossCountry Mortgage, LLC is not required to purchase products from or use the services of CrossCountry Mortgage, LLC, and that I may contact CrossCountry Mortgage, LLC at (877) 351-3400 about its products and services at any time. I understand that I may cancel this consent at any time. Reply STOP to discontinue SMS text messages. For help, reply HELP, call us at 844-940-2272 or email [email protected]. Message and data rates may apply. Message frequency varies. Terms and Conditions and Privacy Policy apply.

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This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

The Fed dropped its benchmark interest rate.

What does this mean for you? Mortgage rates typically move in the same direction, although they aren’t tied directly to the Fed decision.

If you want to buy a home or refinance, understand your mortgage choices with a pre-approval. Getting ready now means you can move quickly when you find the perfect home or the rate that makes a refi work for you.