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Your Local CrossCountry Mortgage Loan Officer

Tracey Naughton

  • Senior Vice President of Lending
  • Chicago, IL Mortgage Loan Officer
  • NMLS # 560139

America’s #1 Retail Mortgage Lender

Hello! My name is Tracey. I’m honored to serve Lake County, IL, and the greater Chicagoland area as your trusted local mortgage expert.

With over two decades of home financing experience, I’ve dedicated my career to helping individuals and families achieve the dream of homeownership and build generational wealth. My clients range from first-time homebuyers to long-time property investors. Regardless of where you are in your homeownership journey, I’m committed to guiding you through every step with personalized support and expertise.

With CrossCountry Mortgage, America’s #1 Retail Mortgage Lender, I’m proud to offer custom-tailored home loan solutions designed to achieve your goals. Whether you’re navigating a straightforward purchase or require a more complex financing strategy, I’ll make the process seamless, efficient and stress-free.

Let’s work together to find the right mortgage for you and make your homebuying experience as rewarding and successful as possible.

Reviews Test H2 Heading

4.96 83,002 Reviews
#1
retail mortgage lender in the US
1 in 35
home purchases across the US in 2025
120+
mortgage loans available
131,000
home purchases funded in 2025

Tracey’s reviews

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    #1
    retail mortgage lender in the US
    1 in 35
    home purchases across the US in 2025
    120+
    mortgage loans available
    131,000
    home purchases funded in 2025

    Tracey’s Reviews