413 N. Carpenter St., Suite 1W
Chicago, IL 60642 Mobile 224.944.6400 Tel 312.766.0965 [email protected]
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM

Your Local CrossCountry Mortgage Loan Officer

Todd Gambit

SVP of Mortgage Lending
Chicago, IL Mortgage Loan Officer
NMLS # 1685550

I’ll be with you every step of the way

As a SVP of Mortgage Lending at CrossCountry Mortgage, I help clients find financing that fits not just the transaction, but their entire financial life.

What sets my approach apart is perspective. I’m also an independent Registered Investment Advisor, and I hold the Certified Financial Planner (CFP®) and Certified Divorce Financial Analyst (CDFA®) designations. That means I look at a mortgage not just as a loan officer, but also the way a financial advisor would: how it affects your cash flow, investments, taxes and long-term wealth.

Whether you’re buying your first home, moving up, refinancing, investing or navigating divorce, I combine an advisor’s strategic view with the financing expertise to get your loan closed smoothly.

A mortgage is often the largest financial decision you’ll make. My financial expertise creates a unique and unmatched experience in the mortgage industry. Let’s work together to find the right loan for your next home.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

By proceeding, I consent by electronic signature to receive calls and SMS text messages from CrossCountry Mortgage, LLC at the phone number I have provided, for any purpose, including loan inquiries, marketing, sales, and informational communications. I understand and agree that these calls and text messages may be made by any means or technology, including an automatic telephone dialing system or other automated system for the selection and dialing of telephone numbers, a prerecorded or artificial voice, or an AI-generated voice. I also understand and agree that my consent to calls and texts from CrossCountry Mortgage, LLC is not required to purchase products from or use the services of CrossCountry Mortgage, LLC, and that I may contact CrossCountry Mortgage, LLC at (877) 351-3400 about its products and services at any time. I understand that I may cancel this consent at any time. Reply STOP to discontinue SMS text messages. For help, reply HELP, call us at 844-940-2272 or email [email protected]. Message and data rates may apply. Message frequency varies. Terms and Conditions and Privacy Policy apply.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

The Fed dropped its benchmark interest rate.

What does this mean for you? Mortgage rates typically move in the same direction, although they aren’t tied directly to the Fed decision.

If you want to buy a home or refinance, understand your mortgage choices with a pre-approval. Getting ready now means you can move quickly when you find the perfect home or the rate that makes a refi work for you.