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Your Local CrossCountry Mortgage Loan Officer

Michael Ball

  • Outside Loan Originator
  • Bluffton, SC Mortgage Loan Officer
  • NMLS # 2724596
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Make your mortgage feel like a win

Hello! I’m Mike, a 14-year Veteran of the U.S. Army, with seven years in the 160th Special Operations Aviation Regiment as a flight engineer on Chinook helicopters, before spending 22 years employed by the 160th as an IT contractor. Now I work with the Victor Alpha Group as a loan officer to help Veterans realize their dream of homeownership.

 

I approach my work just as I did my active-duty service — with tenacity, integrity and loyalty to my Veteran brothers and sisters. Any duty I accept, I view as a “no fail” mission, including helping Veterans find the right loan for their individual goals with America’s #1 Retail Mortgage Lender.

 

My wife, Jennifer, is also an Army Veteran who served as a Company Commander. I continue to serve Veterans through work as a Post Commander with American Legion Post 135. I co-anchored the Savannah Veterans Day Parade with the WTOC for four years. I enjoy traveling, boating, scuba diving and spending time with my friends and my amazing wife.

Let’s Find the Right Loan

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.
Military member coming home to his daughter in his VA-funded home.

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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Come Home With a VA Loan

Did you know VA mortgage loans are not only for Veterans? Qualified Active-Duty Military, National Guard, Reservists, and Surviving Spouses can take advantage of this important benefit. VA loans offer 100% financing without mortgage insurance, and the VA benefit is re-usable. 

Purchase or refinance, contact me to learn more. 

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Frequently asked questions

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