138 Conant Street, 2nd Floor
Beverly, MA 01915 Mobile 781.307.1185 Tel 978.278.3869 [email protected]

Schedule a call
- monday: 8:00AM – 7:00PM
- tuesday: 8:00AM – 7:00PM
- wednesday: 8:00AM – 7:00PM
- thursday: 8:00AM – 7:00PM
- friday: 8:00AM – 7:00PM
- saturday: 8:00AM – 7:00PM
- sunday: 8:00AM – 7:00PM
- First-Time Homebuyers
- Non-QM Loans
- Purchase
- Refinance
- Renovation Loan
- Medford, MA
- Wilmington, MA
- Winter Hill, MA
- Danvers, MA

Your Local CrossCountry Mortgage Loan Officer

Nick Zannelli

Loan Originator
Beverly, MA Mortgage Loan Officer
NMLS # 35693

I’ll be with you every step of the way

Hi, I’m Nick Zannelli, and with more than 20 years of experience in the mortgage industry, I’m proud to have been recently awarded as one of the Top Hot 100 in Mortgage Professional America Magazine in 2017. At the Danvers, MA branch of America’s #1 Retail Mortgage Lender, I take a consultative approach to the home loan process, customizing financing solutions to help clients achieve their homeownership goals. I believe that a mortgage is more than just a transaction—it’s about building relationships and helping customers achieve their long-term dreams.

While many loan officers can secure a loan for you, my top priority is getting you the right loan that aligns with your financial goals. Integrity is at the core of everything I do, and I’m here to guide you through the mortgage process with personalized care, ensuring that you feel confident in your decisions from start to finish.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

By proceeding, I consent by electronic signature to receive calls and SMS text messages from CrossCountry Mortgage, LLC at the phone number I have provided, for any purpose, including loan inquiries, marketing, sales, and informational communications. I understand and agree that these calls and text messages may be made by any means or technology, including an automatic telephone dialing system or other automated system for the selection and dialing of telephone numbers, a prerecorded or artificial voice, or an AI-generated voice. I also understand and agree that my consent to calls and texts from CrossCountry Mortgage, LLC is not required to purchase products from or use the services of CrossCountry Mortgage, LLC, and that I may contact CrossCountry Mortgage, LLC at (877) 351-3400 about its products and services at any time. I understand that I may cancel this consent at any time. Reply STOP to discontinue SMS text messages. For help, reply HELP, call us at 844-940-2272 or email [email protected]. Message and data rates may apply. Message frequency varies. Terms and Conditions and Privacy Policy apply.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Man relaxing on couch in living space reads about Bye-Bye PMI product on cell phone.

Friends enjoying dinner in an updated kitchen after completing home improvements with the help of CCM Equity Express.

A woman in her home office is excited to learn about down payment assistance options.

Save on Your Mortgage Every Month

Say Bye-Bye PMI

Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI).

CCM Bye-Bye PMI offers qualified borrowers a conventional loan for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

Start here

Tap into your home equity – fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Get Started – Fixed Get Started – Flex

Down Payment Assistance

Turn years from now into today

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash.

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply.

We make home happen. Contact me today to see which option is best for you.

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