138 Conant Street, 2nd Floor
Beverly, MA 01915 Mobile 617.365.9432 Tel 978.226.6147 [email protected]
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
- FHA Loan
- First-Time Homebuyers
- Purchase
- Refinance
- VA Loan
- Groveland, MA
- Danvers, MA

Your Local CrossCountry Mortgage Loan Officer

Bob Joyce

Loan Originator
Beverly, MA Mortgage Loan Officer
NMLS # 196322

I’ll be with you every step of the way

Hi, I’m Bob, a loan officer on the Jeff Palermo Team at CrossCountry Mortgage, and I’m proud to say that our team has ranked in the top 1% nationwide for the past 7 years, according to Mortgage Originator Magazine. A big part of our success is having our own dedicated processor and three underwriters located right in our branch, which allows us to close loans in 21 days or less.

At the Danvers, MA branch of America’s #1 Retail Mortgage Lender, we handle each loan with the utmost care, ensuring a smooth process from start to finish. Our team of seven provides a wide range of loan options, including conventional, humbo, FHA, VA, USDA, and MA Housing Financing. I’m licensed in MA, ME, NH, CT, and FL, and my goal is to provide you with the highest level of service so that when your friends, family, or co-workers need a loan, you’ll gladly send them my way.

See What I Qualify For

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

By proceeding, I consent by electronic signature to receive calls and SMS text messages from CrossCountry Mortgage, LLC at the phone number I have provided, for any purpose, including loan inquiries, marketing, sales, and informational communications. I understand and agree that these calls and text messages may be made by any means or technology, including an automatic telephone dialing system or other automated system for the selection and dialing of telephone numbers, a prerecorded or artificial voice, or an AI-generated voice. I also understand and agree that my consent to calls and texts from CrossCountry Mortgage, LLC is not required to purchase products from or use the services of CrossCountry Mortgage, LLC, and that I may contact CrossCountry Mortgage, LLC at (877) 351-3400 about its products and services at any time. I understand that I may cancel this consent at any time. Reply STOP to discontinue SMS text messages. For help, reply HELP, call us at 844-940-2272 or email [email protected]. Message and data rates may apply. Message frequency varies. Terms and Conditions and Privacy Policy apply.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Man relaxing on couch in living space reads about Bye-Bye PMI product on cell phone.

A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.

Save on Your Mortgage Every Month

Say Bye-Bye PMI

Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI).

CCM Bye-Bye PMI offers qualified borrowers a conventional loan for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

Start here

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options:

Home loans with as little as 3% down
Temporary buydowns to lower your mortgage rate at the start of your loan
Down payment assistance from national and state programs
Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership. Let’s discuss your options today.

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