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Your Local CrossCountry Mortgage Loan Officer

Theoni Rapo

  • Loan Officer
  • Annapolis, MD Mortgage Loan Officer
  • NMLS # 1527462

Dedicated to getting it done

Hello! My name is Theoni. With nearly a decade of experience, I’ve been immersed in the mortgage world since I was 18. A proud graduate of Washington College with a double major in economics and business, I bring a fresh, analytical perspective to the homebuying process. Whether it’s your first home or your next big investment, I create a personalized path for every client, helping them achieve their homeownership goals with ease.

Passionate about education, I believe understanding the mortgage and real estate process shouldn’t be a mystery. I simplify the jargon, demystify the ever-changing industry, and make sure my clients feel empowered every step of the way—before, during, and long after closing.

Now living on the beaches of Delaware with my husband and two kids, I balance my thriving career at America’s #1 Retail Mortgage Lender with a love for my family, sand and salt air. Follow me on social media for marketing insights, mortgage tips and a behind-the-scenes look at life by the beach!

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This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

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